With Cashback Credit Cards you will be granted cash rewards each time you use your card. The cashback credit card gives you back a portion of cash based on the amount of purchases you have already spent using the card. Every offer will differ in in just how you will be granted your accumulated rebates. A few credit card issuers may place cash in your account and some may issue you a check for the accumulated cash back rebates. Just read over each cards terms and conditions carefully before making a choice and compare the offers to find which one best suits your financial needs. As always read the fine print. Reading the fine print will save you from having unexpected surprises later on and could very well help you choose the proper card.
Citi Dividend Platinum Select credit card gives you 0 percent annual percentage rate on balances transferred for 12 months, when that expires the normal interest rate of 10.49% APR will be charged to all balance transfers and purchases from the time you get your card. You will get 5% cashback on all the things you buy at grocery stores, drug stores, gas stations, AM/PM stores, and utilities including phone for half a year and cashback on purchases made at the same locations after that. You will be granted one percent cashback on all other purchases. There are unlimited cash rebates when making purchasesyou shop at the Citi Bonus Cash Center. You can also earn cash rebates on all cash advances and transferred balances. Annual fees do not exist with this offer.
Capital One No Hassle Cash Rewards carries the option of 0% Introductory APR on purchases for six months, after six months the interest rate of 13.24% APR will go into affect. Members will pick up one percent cash rebates on the things you buy from the inception of your account and a bonus on the money accrued during the year. There are no limits placed on the amount of cashback you can receive. You can get your Cash Reward Credit Card whenever you are ready. As long as your account is active your cash rewards will never expire. There is no annual fee with the account. Excellent credit is a requirement to receive one of these credit cards.
Clear from American Express is a Credit Card Cash Rebate that offers an introductory rate of 0 percent for one full year on purchases. Balance transfers are charged at 5.99 percent and that rate is good for the life of the balance. You will love the fact that there are no fees of any sort that accompany this card. The standard interest rate on the things you buy is 13.24% APR. You can receive flexible term payments and can pay in full each month or carry a monthly balance. You will also have World Class Cardmember rewards and comes with Purchase Protection and Buyers Assurance Plan, and Return Protection.